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- 1.855.295.LESS
- Get Insured. Worry Less.
Comprehensive Landlord Insurance Coverage That Protects What Homeowners Insurance Won't
Protect Your Rental Property Investment Property Vacation Property
Get real protection for your rental properties, tenants, and income with specialized landlord insurance built for property investors. Get overage for single-family homes, multi-family properties, and short-term rentals including Airbnb and VRBO. Starting at just $2 per day.
Landlord Insurance vs Homeowners Insurance: Why Rental Properties Need Different Coverage
When Tenants Leave Damage,
Your Finances Shouldn't Suffer
Standard homeowners insurance excludes coverage the moment you rent out your property. Landlord insurance fills this critical protection gap, covering tenant damage, liability claims, and lost rental income that would otherwise come straight from your pocket.
Landlord Insurance Protection for Rental Properties Starting at Just $2/Day
Your Rental Property is Insured.
Your Landlord Liability Isn't.
Your homeowners policy excludes coverage the moment you rent your property—leaving you personally liable for tenant injuries, property damage, and lost income. One lawsuit or major claim can wipe out years of rental profits. Landlord insurance protects your investment for the unique risks rental property owners face.
One quote gets you covered. One policy protects what you’ve worked for.
- ✅ 100% Online Quotes
- ✅ Fast 3-Minute Application
- ✅ Protection starting at just $2 per day
Get a Landlord Insurance Quote!
Don't wait until it's too late. Standard policies exclude rental properties the moment you accept your first tenant. Fill out the quick quote form below to get your customized landlord insurance quote and protect your investment property today.
One form. Three minutes. Real protection.
Understanding Landlord Liability: Why Rental Property Owners Need Specialized Insurance
#1
Know Your Risk as a Landlord
As a property investor, you face unique risks that homeowners never encounter. Tenant-caused damage, liability claims, and lost rental income can devastate your investment overnight. The average tenant damage claim costs $15,000 to repair, while a single liability lawsuit can cost $50,000 or more in legal fees alone.
Whether you rent to long-term tenants or operate short-term rentals through Airbnb and VRBO, you need specialized protection that covers the real risks you face as a rental property owner.
Fast Online Landlord Insurance Quotes for Single-Family and Multi-Family Rentals
#2
Apply Online 🖱️
Getting landlord insurance protection is fast and simple. Our streamlined online quoting system provides quotes for rental properties of all types—single-family homes, duplexes, triplexes, fourplexes, and even short-term vacation rentals.
Protect Your Rental Investment with Next-Day Landlord Insurance Coverage
#3
Get Protected Today
Every day your rental property operates without landlord insurance is a day you’re risking everything. One tenant lawsuit, one kitchen fire, one vandalism incident—any of these can cost tens of thousands of dollars that homeowners insurance won’t cover.
Property investors don’t wait for disaster to strike. They protect their investment, their income, and their financial future with comprehensive landlord insurance coverage. With online quotes, same-day binding, and coverage that starts as soon as today, there’s no reason to delay.
—Get your free quote now. Click. Quote. Covered.
Can You Afford Not To Be Insured?
See what happens when landlords skip insurance and face the consequences. Don’t let this be your story.
Landlord Insurance Protection for Rental Properties Starting at Just $2 Per Day
Ready to Protect Your Rental Property from Financial Disaster?
Don’t let one bad tenant or accident destroy everything you’ve built. Landlord insurance provides comprehensive protection for your rental properties, your income, and your financial future—all for less than the cost of a cup of coffee per day. One quote gets you covered. One policy protects what you’ve worked for.
- ✅ 100% Online Quotes
- ✅ Fast 3-Minute Application
- ✅ Protection starting at just $2 per day
- ✅Coverage Backed by "A" Rated Carriers
Ready to Protect Your Rental Property Starting at $2/Day?
Landlord insurance doesn’t have to break your budget. For less than you spend on coffee, streaming services, or takeout, you can protect your investment portfolio. Get comprehensive coverage starting at just $2/day—one quote gets you covered, one policy protects what you’re growing.
What Property Investors Need to Know About Landlord Insurance
Frequently Asked Questions
Why do I need landlord insurance if I already have homeowners insurance?
Homeowners insurance explicitly excludes coverage the moment you rent out your property. Standard policies don’t cover tenant-caused damage, landlord liability, or loss of rental income. Landlord insurance is specifically designed for rental properties and provides the comprehensive protection that homeowners policies exclude.
What types of rental properties can I insure?
Our landlord insurance covers single-family homes, duplexes, triplexes, and fourplexes (1-4 unit properties). Coverage is available for long-term rentals, seasonal properties, and short-term vacation rentals including Airbnb and VRBO properties. Maximum coverage is available for up to 40 rental properties per insured.
What's the difference between landlord insurance and homeowners insurance?
Homeowners insurance covers owner-occupied properties and excludes rental activities. Landlord insurance covers rental properties and includes protection for tenant-caused damage, landlord liability, and loss of rental income—all of which are excluded from standard homeowners policies. If you rent your property, you need landlord insurance.
Does landlord insurance cover tenant damage?
Yes. Landlord insurance covers malicious or intentional damage caused by tenants, including vandalism and destruction of property. This coverage is specifically excluded from homeowners policies. Coverage includes damage to the dwelling structure, built-in appliances, and property features.