- Worry Less Insurance Agency
- Monday - Friday 9am-5pm
- 1.855.295.LESS
- Get Insured. Worry Less.
One click gets you started. One quote gets you covered.
Earthquake Insurance Made Simple Simple Simple
Get earthquake protection built for California, Oregon, and Washington homeowners and renters—with flexible plans that fit your budget.
Protect your home, your family, and the equity you've worked hard to build with coverage that stands strong when the ground shakes.
CLICK. QUOTE. COVERED.
When the Ground Shakes, Your Finances Shouldn’t.
Get earthquake protection built for California, Oregon, and Washington homeowners and renters.
Flexible plans that fit your budget — protecting your home, your family, and the equity you’ve worked hard to build.
Earthquake Insurance vs. Homeowners Insurance: What's Actually Covered?
Your Home is Insured. Your Earthquake Damage Isn't.
Your homeowners insurance policy doesn’t cover earthquake damage—leaving you 100% responsible for repairs, rebuilding, and temporary housing costs when disaster strikes.
- ✅ 100% Online Quotes
- ✅ Fast 3-Minute Application
- ✅ Protection starting at just $15 per month
- ✅ Coverage Backed by "A" Rated Carrier
Get an Earthquake Insurance Quote!
Protect your home and your peace of mind—because when the ground shakes, the last thing you should worry about is your coverage. Fill out our quick quote form and make sure you’re protected before the next big one hits!
#1
Understand Your Risk
Standard homeowners and renters insurance doesn’t cover earthquake damage. That means you’re personally responsible for rebuilding costs, damaged belongings, and temporary housing. The question isn’t if the ground will shake—it’s when it happens, will you be protected?
#2
Apply Online 🖱️
See how simple protection can be. Get a free quote. Choose from flexible deductibles and payment plans that fit your budget. Protection for homeowners and renters starting at just $15/mo., backed by an “A” rated carrier.
#3
Get Protected Today
Don’t wait for the next earthquake to discover you’re uninsured. With comprehensive coverage for your dwelling, personal property, and temporary housing expenses, you’ll have real protection when disaster strikes knowing your family and finances are protected. Get your free quote now and choose the coverage that’s right for you today!
Can You Afford Not To Be Insured?
Your homeowners policy won’t pay a penny for earthquake damage. See what that really means for your family and finances. Get earthquake coverage that holds strong when life shakes.
Affordable Earthquake Insurance: Coverage When Homeowners Insurance Won't Pay
Ready To Protect Your Home From The Ground Shaking?
Don’t Let One Earthquake Destroy Everything You’ve Built. Your homeowners insurance policy doesn’t cover earthquake damage—leaving you 100% responsible for repairs, rebuilding, and temporary housing costs when disaster strikes. One click gets you started. One quote gets you covered.
- ✅ 100% Online Quotes
- ✅ Fast 3-Minute Application
- ✅ Protection starting at just $15 per month
- ✅ Coverage Backed by "A" Rated Carrier
Ready to Protect Your Home?
Get Earthquake Insurance
Starting @ $15/Mo.
Get earthquake insurance starting at just $15/month—one quote gets you covered, one policy protects what you’ve built.
California, Oregon & Washington Earthquake Insurance: Common Questions
Frequently Asked Questions
Why do I need earthquake insurance if I already have homeowners insurance?
Standard homeowners policies don’t cover earthquake damage. Without it, you’d pay out of pocket for repairs and temporary housing.
I don't live directly on a fault line. Do I still need it?
Yes. Major earthquakes like the 2014 Napa quake and 2019 Ridgecrest caused damage hundreds of miles from the epicenter. In California, Oregon, and Washington, no home is truly safe from earthquake risk—even inland properties face significant exposure.
I'm renting—do I need earthquake insurance?
Yes! Renters insurance doesn’t cover earthquake damage to your belongings. If an earthquake destroys your furniture, electronics, clothing, and forces you into temporary housing, you’re paying out of pocket without coverage. Renter earthquake policies are significantly cheaper than homeowner policies. Get covered today!
How much earthquake coverage do I actually need?
Your earthquake policy should match your home’s replacement cost—not its market value. Rebuilding costs are often higher than market value due to labor, materials, and updated building codes.