- Worry Less Insurance Agency
- Monday - Friday 9am-5pm
- 1.855.295.LESS
- Get Insured. Worry Less.
GET REAL AUTO INSURANCE PROTECTION, NOT JUST THE LEGAL MINIMUM
If You Caused an Accident Tomorrow,
Would You Be Financially Okay?
Get auto insurance built for real drivers—whether you're protecting a daily commuter, a family vehicle, or your first car. Comprehensive coverage that goes beyond state minimums to actually protect you and your wallet. Get affordable auto insurance with fast online quotes and same-day coverage.
CLICK. QUOTE. COVERED.
You Can't Control Other Drivers. But You Can Control Your Coverage.
You can’t predict when someone will run a red light, text while driving, or hit you without insurance. But you can choose coverage that actually protects you—not just meets the bare minimum. With 1 in 8 drivers uninsured and accident costs averaging $20,000+, legal coverage and real protection are two very different things.
WHAT YOUR STATE-MINIMUM AUTO POLICY WON'T COVER WHEN YOU NEED IT MOST
You Have Auto Insurance. But Do You Have Enough?
State minimum coverage protects other people when you’re at fault. But what protects you? Not your $30,000 bodily injury limit when medical bills hit $100,000. Not your $15,000 property damage when you total a $50,000 SUV. And definitely not when an uninsured driver leaves you stuck with the bill. Full coverage protects you with collision, comprehensive, higher liability limits, and uninsured motorist coverage.
Get Your Free Auto Insurance Quote!
Stop overpaying for auto insurance. Answer a few quick questions, see what top-rated carriers charge, and find coverage that protects you without draining your wallet. No pushy agents, no obligation, no surprises—just real quotes for real drivers. One form. Real protection, for real people.
- 100%
- ONLINE
- QUOTES!
- 100%
- ONLINE
- QUOTES!
- 100%
- ONLINE
- QUOTES!
- 100%
- ONLINE
- QUOTES!
- GET
- AUTO
- INSURANCE
- ONLINE!
- GET
- AUTO
- INSURANCE
- ONLINE!
- GET
- AUTO
- INSURANCE
- ONLINE!
#1
Know Your Coverage Options
What you need depends on what you’re driving and what you can afford to lose. Financing a newer car? Your lender requires full coverage—liability, collision, and comprehensive. Driving a 15-year-old paid-off sedan? You might only need liability to stay legal and uninsured motorist protection for the 1 in 8 drivers with no insurance. Park on the street in a high-theft area? Comprehensive coverage protects against break-ins and catalytic converter theft. The right coverage matches your actual risk—not just the legal minimum.
#2
Apply Online 🖱️
Need coverage tomorrow for DMV registration? Starting a new job that requires proof of insurance? Get a quote, compare carriers, and activate same-day coverage. Your policy and insurance card go straight to your inbox—ready for whatever deadline you’re facing. Done and done.
#3
Start Your Coverage Now
Every day you drive with minimum coverage or overpriced insurance is a day you’re either underprotected or overpaying. One accident with an uninsured driver could cost you thousands out of pocket. One more month with your current carrier could be $100+ down the drain. Get a quote now, compare your options, and fix it today.
Can You Afford Not To Be Insured?
One accident with an uninsured driver. One serious injury. One totaled car. Without full coverage, you could lose everything.
Get affordable comprehensive auto insurance today.
WHAT YOUR STATE-MINIMUM AUTO POLICY WON'T COVER WHEN YOU NEED IT MOST
You Just Got Hit By Someone With No Insurance. Now What?
You’re driving home from work. Someone runs a red light and T-bones you. Your car is totaled. You’re hurt. They have no insurance. (1 in 8 drivers don’t.) Don’t gamble with your financial future. Get comprehensive auto insurance today.
- ✅100% Online Quotes
- ✅ Fast 3-Minute Application
- ✅ Get Coverage That Fits Your Budget
- ✅ Coverage Backed by "A" Rated Carrier
Affordable Protection
Protecting your vehicle shouldn’t cost a fortune. Get flexible insurance plans that provide comprehensive coverage while keeping your budget intact.
QUESTIONS & ANSWERS
Frequently Asked Auto Insurance Questions
What's The Difference Between Liability and Full Coverage Auto Insurance?
Liability vs Full Coverage:
Liability pays for damages you cause to others (their car, their medical bills).
Full Coverage includes liability plus protection for your own car (accidents, theft, natural disasters).
Liability = protects others.
Full Coverage = protects others and you.
Why Do I Need Uninsured or Underinsured Motorist Coverage?
It’s important to protect yourself from other drivers who may not have enough coverage or any at all. Uninsured and underinsured motorist coverage ensures you aren’t left paying medical bills or repair costs out of pocket if the at-fault driver doesn’t have adequate insurance.
What Is GAP Insurance, and Do I Need It?
GAP insurance, or Guaranteed Asset Protection, helps cover the gap between what your car is worth and what you still owe on a loan or lease if your car is totaled or stolen. For example, if your car’s market value is $20,000 but you owe $25,000, GAP insurance pays the $5,000 difference. This is especially important for newer cars that depreciate quickly.
What Are the Penalties for Driving Without Insurance?
Driving without insurance can lead to fines, license suspension, and even vehicle impoundment. Worse, if you’re involved in an accident, you’ll be personally responsible for all costs, which can be financially devastating. Staying compliant with the law by securing cheap car insurance ensures your protection and peace of mind.